Category: Uncategorized

No Exam Term Life Insurance Is Available For People With Pre-Existing Conditions!

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“If you are sick or too old, you cannot be our client!”- This is a most annoying line that you heard so many times. The sad truth is that the insurance representative is wright.  Companies have their own standards and have the legal right to select their clients accordingly. You will be rejected if your age or medical condition is below the standards. Companies selling no exam life insurance policies are more tolerable.  For example,

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Did America Invent Life Insurance?

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America is responsible for many inventions. However, life insurance is not one of them. In fact, it is believed that the Romans may have invented the concept of life insurance (and sharing and spreading risk), and that the original purpose was to cover the costs of burial. Romans may have invented life insurance to help families, especially people who were not wealthy, afford to bury their loved ones when they died. They even formed “Fratres”

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Life Insurance Policy

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Life insurance comes in the form of a legal agreement between policy owners and insurance companies. In the process, policy owners pay fixed amounts of money to the insurance companies. In return, the companies guarantee to pay a specific amount of money on the policy owners’ behalf after death. Although such a policy might cover various factors such as expenses that are related to the beneficiary’s treatment and funeral, the usual reason behind obtaining life

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