Category: Insurance

Can a No Medical Exam Life Insurance Policy Cover Mortgage Loans?

post thumbnail

Buying a new house is certainly a reason to celebrate. But the festivities will not last long, since you must pay all the mortgage loans for many years. Few people afford to pay fully for a new home and they usually ask for loans from banks or credit unions. The money will be returned slowly, in time and with the help of the income provided by breadwinners. So, having a job and securing the health

Posted in Finances, Insurance

Should Seniors Buy No Exam Life Insurance?

post thumbnail

Although seniors do not necessarily need a life insurance policy, they can help their families cover important financial expenses by purchasing a plan. No exam life insurance plans are accessible for seniors as they provide coverage without asking for medical examinations. Since they have a simple application process, these plans are a great choice for seniors. How to purchase life insurance as a senior? After 65 years, seniors do not have many insurance options. If

Posted in Insurance, Retirement

Life Insurance With No Exam Required: 3 Reasons To Buy a Policy!

post thumbnail

We all need protection. That is a certain fact. But not all of us qualify for the regular policies, which require extensive medical examinations and countless blood and urine tests.  Seniors and those with pre-existing medical problems are the first to be refused. So, finding a tolerant insurance company seems almost impossible. This is far from the truth; in fact many companies have recently understood the need for protection of many senior citizens.  Life insurance

Posted in Finances, Insurance

5 Advantages Of Purchasing Term Life Insurance

post thumbnail

We struggle so much to provide what is best for us and the ones we love.  That also means an increased financial responsibility, especially if we are the breadwinners of the family. Having children to rise is difficult nowadays and we must provide everything is necessary, starting from meal, clothes to proper education. Never neglect the future and its endless possibilities. Sometimes things do not go as we planned and a terrible accident can mean

Posted in Finances, Insurance

How Agencies Determine Your Life Insurance Rates

post thumbnail

Agencies use a complicated process in order to determine the premiums of life insurance policies. Understanding how your life insurance rates are determine will make it easier for your to find cheaper policies. Agencies more than 70 factors in determining your rates, but we will focus on the most important one: 1.       Your age Since a life insurance contract provides a death benefit after you die, it is easy to understand how agencies review your

Posted in Insurance

How Much Life Insurance Does Your Family Need?

post thumbnail

Estimating the duration of coverage and the amount of money needed to be saved can be difficult. So many factors must be analyzed and you must plan and predict the guidelines for the whole financial future of your family.  Think well if you want to buy a car in the future or to make other major investments. If you want protection for a short, limited time, choose term life insurance. It has cheap premiums and

Posted in Insurance

How To Find The Best Life Insurance Policy!

post thumbnail

Never underestimate your ability to find affordable life insurance policies and immediately start the whole underwriting process. You may think that best policies are given only to those that are able to undergo medical exams and provide numerous medical records, but in fact almost all policies have become affordable. With a little research and counseling, anybody can learn how to find the best life insurance policy. Determining your eligibility for a certain policy is critical

Posted in Insurance

Quit smoking and be eligible for no exam life insurance

post thumbnail

Smoking is a leading cause of death in United State. The mortality rate has alarmingly increased in the recent decades and it is expected to rise. Smokers have hard time finding some companies able to tolerate their habit and provide insurance. Their last hope is life insurance no exam policies, which usually provide general acceptance, even for smokers.  But there are cases when even companies that sell these policies do not accept you. The best

Posted in Health and Fitness, Insurance, Self Improvement

No Med Exam Life Insurance Vs. Whole Life Insurance

post thumbnail

When applying for life insurance, we often find ourselves in the face of a dilemma: what policy should we choose?  There are different types and you must find the one that is within your budget range and provides coverage for a sufficient time. Finding it is not that easy. There are many companies supporting a specific type of insurance and try to convince that they have the right policy for you. Among the most appreciated

Posted in Insurance

Comparing Online Insurance Quotes!

post thumbnail

Internet has revolutionized the way we think and act. It has a deep impact on all domains and our daily activities. This influence can also be felt in the insurance market. Nowadays is easier to promote and sell a life insurance policy via Internet. There are insurance companies that promote their own offers and websites offering quotes and leads to those companies. Comparing online insurance quotes has never been easier and more effective than now.

Posted in Insurance