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No Exam Term Life Insurance Is Available For People With Pre-Existing Conditions!

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“If you are sick or too old, you cannot be our client!”- This is a most annoying line that you heard so many times. The sad truth is that the insurance representative is wright.  Companies have their own standards and have the legal right to select their clients accordingly. You will be rejected if your age or medical condition is below the standards. Companies selling no exam life insurance policies are more tolerable.  For example,

Posted in Uncategorized

Term Life Insurance Is a Great Option for Senior Citizens

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A term life insurance policy is basically life insurance that exists for only a certain amount of time. These terms can be 5 years, 10 years, 15 years and 20 years. In some cases, an insurance company will allow for a 30 year term life insurance policy, but not very often. These policies are cheaper as far as the monthly payment goes, but the downfall is that at the end of the term the rates

Posted in Insurance

Term Life Insurance Policy – To Cope Up With Unanticipated Life Issues

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It is quite risky to live a life without investing on life insurance policies. You never know what tomorrow has in store for you. Thankfully for the life insurance policies, we can still live our lives with a certain degree of comfort. The comfort comes on the fact that our families will not have to face financial hardships if something unexpected were to happen to us. Life and death are two unknown entities for all

Posted in Business

Obtain Term Life Insurance Quote to Get Best cover for Your Family at Lower Price

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If the life insurance policy quotes covers you for certain predetermined period of time, then such policy is known as term policy. In case, you die during the tenure of the policy, your family who are beneficiary of the policy will get the payment. However, in case the policy expires before you die then you get no payment. In this type of term insurance, there is no feature like savings, which you may get from

Posted in General

Is a Term Life Insurance Policy More Advantageous Than Whole Life Insurance?

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If you are thinking of acquiring an insurance policy for ensuring the coverage you need in the eventuality of accidents and mishaps, you should know there are basically two possibilities at hand. The first one, term life insurance, will only protect you for a given period, at the end of which you have to renew your policy. The second type, namely permanent life insurance, has greater coverage and a lot more benefits, but the cost

Posted in General

Did America Invent Life Insurance?

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America is responsible for many inventions. However, life insurance is not one of them. In fact, it is believed that the Romans may have invented the concept of life insurance (and sharing and spreading risk), and that the original purpose was to cover the costs of burial. Romans may have invented life insurance to help families, especially people who were not wealthy, afford to bury their loved ones when they died. They even formed “Fratres”

Posted in General, Uncategorized

Life Insurance Policy

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Life insurance comes in the form of a legal agreement between policy owners and insurance companies. In the process, policy owners pay fixed amounts of money to the insurance companies. In return, the companies guarantee to pay a specific amount of money on the policy owners’ behalf after death. Although such a policy might cover various factors such as expenses that are related to the beneficiary’s treatment and funeral, the usual reason behind obtaining life

Posted in General, Uncategorized

Why Do Life Insurance Prices Vary So Much?

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It’s true: Life insurance prices can vary considerably. There are two main reasons why: The first reason there are many different price levels is that there are many different types of life insurance coverage. For example, there is “whole life” coverage, which, as the name implies, lasts for your whole life (as long as you pay your premiums). And some kinds of whole life policies accumulate cash value that you can access in an emergency.

Posted in General

Help! I Need an Affordable Term Life Insurance Policy!

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If you need an affordable term life insurance policy and you are not sure how to find the best coverage at the best value, help is here. Is this the first time you have shopped for life insurance? You are lucky. Or perhaps this isn’t the first time you shopped for life insurance but it has been a couple years or so. You are in for a surprise. Shopping for life insurance policy has changed

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